Transpersonal Counselling in Bushey

Photo of Rosanna Orchard, MBACP, Counsellor
Rosanna Orchard
Counsellor, MBACP
Verified Verified
Bushey WD23
My young clients suffer with depression, anxiety & PTSD, they tend to have a sense of not belonging. Through the build up of the therapeutic relationship, they will need empathic understanding from me & perhaps come CBT coping strategies depending on their presenting issues & most importantly, a sense of feeling heard. The goal is to work together to alleviate their suffering & aim towards making some sort of change in their lives to move past their issues.
My young clients suffer with depression, anxiety & PTSD, they tend to have a sense of not belonging. Through the build up of the therapeutic relationship, they will need empathic understanding from me & perhaps come CBT coping strategies depending on their presenting issues & most importantly, a sense of feeling heard. The goal is to work together to alleviate their suffering & aim towards making some sort of change in their lives to move past their issues.
020 4538 9390 View 020 4538 9390
Photo of Donna Karpel, MBACP, Counsellor
Donna Karpel
Counsellor, MBACP
Verified Verified
Bushey WD23
Hello and welcome to my profile. If you feel life's pressures and anxieties are proving too difficult for you to cope with, I am able to offer you a safe, non-judgmental space to help you unburden yourself, and express difficult and painful emotions. I like to go at the clients pace and totally respect their privacy. We will work together to explore the past experiences, current difficulties and future possibilities. I am truly passionate about my work, and believe by helping you feel heard and understood, and by helping you find a new perspective on things, together we can facilitate positive change and personal growth.
Hello and welcome to my profile. If you feel life's pressures and anxieties are proving too difficult for you to cope with, I am able to offer you a safe, non-judgmental space to help you unburden yourself, and express difficult and painful emotions. I like to go at the clients pace and totally respect their privacy. We will work together to explore the past experiences, current difficulties and future possibilities. I am truly passionate about my work, and believe by helping you feel heard and understood, and by helping you find a new perspective on things, together we can facilitate positive change and personal growth.
020 3910 6043 View 020 3910 6043
Photo of Bernie Wooder, DCounsPsych, MUKCP, Psychotherapist
Bernie Wooder
Psychotherapist, DCounsPsych, MUKCP
Verified Verified
Bushey WD23  (Online Only)
My focus is to truly understand your problem and we work together as a team to end your suffering. To do that I use my 30 years of professional experience to help you get peace of mind and heart. I am a qualified Psychotherapist and Counsellor registered with the UKCP, with 30 years of experience which has included counselling and training therapists at Guys to Hospital, London. I am also a trained Hypnotherapist - specialising in confidence, self esteem, setting goals for your future and dealing with any kind of fear or failure.
My focus is to truly understand your problem and we work together as a team to end your suffering. To do that I use my 30 years of professional experience to help you get peace of mind and heart. I am a qualified Psychotherapist and Counsellor registered with the UKCP, with 30 years of experience which has included counselling and training therapists at Guys to Hospital, London. I am also a trained Hypnotherapist - specialising in confidence, self esteem, setting goals for your future and dealing with any kind of fear or failure.
020 3974 2065 View 020 3974 2065
Photo of Aurélie Coze, MBACP, Counsellor
Aurélie Coze
Counsellor, MBACP
Verified Verified
Bushey WD23
Some of us are fortunate to have reliable and supportive friends and family, but occasionally there are things that we feel we cannot share with those around us, or we feel we aren’t being truly heard. This can be hard when we are going through a difficult time and need to figure things out. Whether your goal is to become empowered in your situation, to grow or to have a safe space in which to heal from loss, I provide a warm and relaxed environment and will help you to explore and navigate what is going on for you at your pace. As an Integrative Counsellor, I am trained to work with different approaches to best support you.
Some of us are fortunate to have reliable and supportive friends and family, but occasionally there are things that we feel we cannot share with those around us, or we feel we aren’t being truly heard. This can be hard when we are going through a difficult time and need to figure things out. Whether your goal is to become empowered in your situation, to grow or to have a safe space in which to heal from loss, I provide a warm and relaxed environment and will help you to explore and navigate what is going on for you at your pace. As an Integrative Counsellor, I am trained to work with different approaches to best support you.
01923 961629 View 01923 961629

More Therapists Nearby

Photo of Bogdan Micu, DCounsPsych, MUKCP, Psychotherapist
Bogdan Micu
Psychotherapist, DCounsPsych, MUKCP
Verified Verified
Rickmansworth WD3
Welcome - I offer counselling and psychotherapy in Rickmansworth, Hackney (London) and online. I use an integrative and transpersonal approach. I hope you find here what you are looking for. -Experience and Background- Following my undergraduate degree in psychology, I trained and formed as a psychotherapist for five years at the Centre for Counselling and Psychotherapy Education in London. I have been practicing since 2015, collaborating with a number of charities, and currently working in private practice.
Welcome - I offer counselling and psychotherapy in Rickmansworth, Hackney (London) and online. I use an integrative and transpersonal approach. I hope you find here what you are looking for. -Experience and Background- Following my undergraduate degree in psychology, I trained and formed as a psychotherapist for five years at the Centre for Counselling and Psychotherapy Education in London. I have been practicing since 2015, collaborating with a number of charities, and currently working in private practice.
01923 961546 View 01923 961546
Photo of Nicola M. Richter, MSc, MUKCP, Psychotherapist
Nicola M. Richter
Psychotherapist, MSc, MUKCP
Verified Verified
St Albans AL1
I wish you during these extraordinary times of world changes - and any other challenges - the very best for yourself and those close to you. My practice is open for in person & video sessions. I am here for you to talk about your emotional, psychological and spiritual/transpersonal and mindfulness issues. I taught at Universities and present at conferences. With 25+ years of practice I offer you a confidential space to explore your feelings and thoughts e.g. about anxiety, depression, suicide, relationships, death and dying, spiritual journey, meaning in life. I am here for you for any other issue you wish to talk about.
I wish you during these extraordinary times of world changes - and any other challenges - the very best for yourself and those close to you. My practice is open for in person & video sessions. I am here for you to talk about your emotional, psychological and spiritual/transpersonal and mindfulness issues. I taught at Universities and present at conferences. With 25+ years of practice I offer you a confidential space to explore your feelings and thoughts e.g. about anxiety, depression, suicide, relationships, death and dying, spiritual journey, meaning in life. I am here for you for any other issue you wish to talk about.
01727 750088 View 01727 750088
Photo of Dr Yasmine Khan, HCPC - Clin. Psych., Psychologist
Dr Yasmine Khan
Psychologist, HCPC - Clin. Psych.
Verified Verified
London NW11  (Online Only)
Not accepting new clients
My approach is also influenced by Jungian, transpersonal and narrative therapy.
Welcome. I offer a compassionate, heart-centred approach to existential crises. Our search for meaning and purpose, who we really are and why we are here often comes under the guise of other problems or illness. We may experience depression, anxiety, grief about humanity, wars, our planet, shame, deep loneliness, identity concerns, suicidal feelings or quest for soul and and a spiritual path. During therapy, I can help you develop self-compassion and inner strength, so you can face difficulties while clarity and self-knowledge grow, leaving behind what is not supporting you and moving on to live your authentic self, your truth.
My approach is also influenced by Jungian, transpersonal and narrative therapy.
Welcome. I offer a compassionate, heart-centred approach to existential crises. Our search for meaning and purpose, who we really are and why we are here often comes under the guise of other problems or illness. We may experience depression, anxiety, grief about humanity, wars, our planet, shame, deep loneliness, identity concerns, suicidal feelings or quest for soul and and a spiritual path. During therapy, I can help you develop self-compassion and inner strength, so you can face difficulties while clarity and self-knowledge grow, leaving behind what is not supporting you and moving on to live your authentic self, your truth.
View
Photo of Miranda Pleasence, MSc, MUKCP, Psychotherapist
Miranda Pleasence
Psychotherapist, MSc, MUKCP
Verified Verified
London NW10
I offer Integrative Transpersonal Psychotherapy.
We seek therapy for many reasons. I welcome anything you wish to bring from anxiety, to trauma, grief, ptsd, shame and life crisis or indeed the difficulties you may have faced within this last year and a half. I offer a safe space to explore your current life struggles. I will walk by your side as you uncover a greater sense of ease, self understanding and indeed joy. We will find the repeating limiting themes you encounter and work to understand them and reintegrate the parts that suffered and froze along the way. I endeavour to provide a secure base for you to experience.
I offer Integrative Transpersonal Psychotherapy.
We seek therapy for many reasons. I welcome anything you wish to bring from anxiety, to trauma, grief, ptsd, shame and life crisis or indeed the difficulties you may have faced within this last year and a half. I offer a safe space to explore your current life struggles. I will walk by your side as you uncover a greater sense of ease, self understanding and indeed joy. We will find the repeating limiting themes you encounter and work to understand them and reintegrate the parts that suffered and froze along the way. I endeavour to provide a secure base for you to experience.
020 4538 6245 View 020 4538 6245
Photo of George Kilmurry, PsychD, MUKCP, Psychotherapist
George Kilmurry
Psychotherapist, PsychD, MUKCP
Verified Verified
Stanmore HA7
As an integrative transpersonal psychotherapist, my approach draws from various psychotherapeutic modalities.
I am a psychotherapist in Maida Vale, Stanmore and Aylesbury, also online, who provides a safe, confidential space where you can be heard and work through difficult issues in a way that is comfortable to you. At times, everyone gets overwhelmed. You may be feeling isolated, depressed, live with anxiety, going through a bereavement, or be struggling with a failed relationship of some kind. You may be facing a crisis or a time in your life where meaning, freedom, self-assertion, even awakening and deeper purpose are demanding of your attention.
As an integrative transpersonal psychotherapist, my approach draws from various psychotherapeutic modalities.
I am a psychotherapist in Maida Vale, Stanmore and Aylesbury, also online, who provides a safe, confidential space where you can be heard and work through difficult issues in a way that is comfortable to you. At times, everyone gets overwhelmed. You may be feeling isolated, depressed, live with anxiety, going through a bereavement, or be struggling with a failed relationship of some kind. You may be facing a crisis or a time in your life where meaning, freedom, self-assertion, even awakening and deeper purpose are demanding of your attention.
020 4538 4070 View 020 4538 4070
Photo of Kenneth Day, MBACP, Psychotherapist
Kenneth Day
Psychotherapist, MBACP
Verified Verified
3 Endorsed
London W5
Waitlist for new clients
Psychosynthesis is a transpersonal or psychospiritual psychology, in which the spiritual or soulful is integrated with the psychological.
Seeking therapy can be a scary decision. I do believe however that the issues prompting you to come to me have the potential to enable you to move into a new level of self-understanding. A key principle of my particular therapy - Psychosynthesis, suggests that the symptoms of our problems can indicate a deeper meaning or potential trying to emerge in our lives. Our work together will try to discover what that might be. To achieve this I offer a focused approach for a specific issue in short-term work or we can go into more depth for work in the longer term.
Psychosynthesis is a transpersonal or psychospiritual psychology, in which the spiritual or soulful is integrated with the psychological.
Seeking therapy can be a scary decision. I do believe however that the issues prompting you to come to me have the potential to enable you to move into a new level of self-understanding. A key principle of my particular therapy - Psychosynthesis, suggests that the symptoms of our problems can indicate a deeper meaning or potential trying to emerge in our lives. Our work together will try to discover what that might be. To achieve this I offer a focused approach for a specific issue in short-term work or we can go into more depth for work in the longer term.
01748 901820 View 01748 901820
Photo of Miren Brown, PsychD, MUKCP, Psychotherapist
Miren Brown
Psychotherapist, PsychD, MUKCP
Verified Verified
Barnet EN5
My focus is transpersonal, incorporating creatively meditations, visualisations, dreamwork and other techniques that enable us to access unknown parts of ourselves.
I am an integrative Psychotherapist and can help you with your difficulties and needs to live to your full potential. At some point we all find life difficult to navigate. We may be feeling sad, anxious, anguished, stuck, angry or in despair, and this is where therapy can help us.
My focus is transpersonal, incorporating creatively meditations, visualisations, dreamwork and other techniques that enable us to access unknown parts of ourselves.
I am an integrative Psychotherapist and can help you with your difficulties and needs to live to your full potential. At some point we all find life difficult to navigate. We may be feeling sad, anxious, anguished, stuck, angry or in despair, and this is where therapy can help us.
020 3816 3692 View 020 3816 3692
Photo of Sam Leslie, PsychD, MUKCP, Psychotherapist
Sam Leslie
Psychotherapist, PsychD, MUKCP
Verified Verified
London NW7
As an integrative transpersonal psychotherapist, I draw upon various approaches tailored to each individual, incorporating spiritual aspects where appropriate.
Hello, I'm Sam, an accredited psychotherapist and counselor specializing in working with adults in North West London and online. Together, we can navigate the challenges you may be facing, whether it's stemming from a traumatic event, a complex childhood with experiences of neglect and abuse, or to work on patterns that you notice might be blocking you reaching your goals. A common thread of depression and anxiety often lead people to initiate their therapeutic journey, or perhaps you're simply seeking additional support during a phase where you don't feel quite like yourself.
As an integrative transpersonal psychotherapist, I draw upon various approaches tailored to each individual, incorporating spiritual aspects where appropriate.
Hello, I'm Sam, an accredited psychotherapist and counselor specializing in working with adults in North West London and online. Together, we can navigate the challenges you may be facing, whether it's stemming from a traumatic event, a complex childhood with experiences of neglect and abuse, or to work on patterns that you notice might be blocking you reaching your goals. A common thread of depression and anxiety often lead people to initiate their therapeutic journey, or perhaps you're simply seeking additional support during a phase where you don't feel quite like yourself.
020 4538 5213 View 020 4538 5213
Photo of Claudia B Behnke, MA, MUKCP, Psychotherapist
Claudia B Behnke
Psychotherapist, MA, MUKCP
Verified Verified
London N12
I specialise in Transpersonal Therapy & Mindfulness but also frequently draw on Psychodynamic Psychotherapy.
Hello, I’m Claudia, I am a Psychotherapist based in Bounds Green, London. My approach is warm, authentic and relationship-led. I am most interested in the connections we make with one another and how good connections can lead to a healthier, happier life. I have a special interest and experience working with people in the fashion, media and music industry. I specialise in relationship, attachment issues, codependence, love addiction, burn out and HSPs.
I specialise in Transpersonal Therapy & Mindfulness but also frequently draw on Psychodynamic Psychotherapy.
Hello, I’m Claudia, I am a Psychotherapist based in Bounds Green, London. My approach is warm, authentic and relationship-led. I am most interested in the connections we make with one another and how good connections can lead to a healthier, happier life. I have a special interest and experience working with people in the fashion, media and music industry. I specialise in relationship, attachment issues, codependence, love addiction, burn out and HSPs.
020 7046 0269 View 020 7046 0269
Photo of Nicholas Antoni Opyrchal, MUKCP, Psychotherapist
Nicholas Antoni Opyrchal
Psychotherapist, MUKCP
Verified Verified
1 Endorsed
London N20
I have been working for a few years with clients who are trying to integrate difficult or psychedelic experiences by using the tools of Transpersonal integrative psychotherapy.
I am a counsellor and psychotherapist who is interested in helping clients find a sense of meaning and purpose in their lives, coping with anxiety and depression and helping them find more fulfilling relationships. I enjoy working with people who feel like 'outsiders', and also have a wealth of experience in working with addictions and integrating disturbing experiences - including clients who want to integrate experiences with psychedelic substances, or have recovered from psychosis. I am also interested in working with people who have been in relationships which have been abusive, helping them to learn to move forward into new more healthy relationships.
I have been working for a few years with clients who are trying to integrate difficult or psychedelic experiences by using the tools of Transpersonal integrative psychotherapy.
I am a counsellor and psychotherapist who is interested in helping clients find a sense of meaning and purpose in their lives, coping with anxiety and depression and helping them find more fulfilling relationships. I enjoy working with people who feel like 'outsiders', and also have a wealth of experience in working with addictions and integrating disturbing experiences - including clients who want to integrate experiences with psychedelic substances, or have recovered from psychosis. I am also interested in working with people who have been in relationships which have been abusive, helping them to learn to move forward into new more healthy relationships.
020 3893 2069 View 020 3893 2069
Photo of Nicole Marianne Castellani - Nicole Castellani, MUKCP, Psychotherapist
Nicole Castellani
Psychotherapist, MUKCP
Verified Verified
London NW6
I am a counsellor and psychotherapist with over twenty years experience. I work integratively, which means I have the benefit of drawing on a range of tools according to the needs of my clients, including aspects from the psychodynamic, creative arts and transpersonal approaches. I work holistically, taking into account all the dimensions that makes us human. Stress and pain can cause us to shut down some of these parts, causing anxiety , depression and other symptoms. My work is about how we begin to understand and heal from this in order to reach our full potential.
I am a counsellor and psychotherapist with over twenty years experience. I work integratively, which means I have the benefit of drawing on a range of tools according to the needs of my clients, including aspects from the psychodynamic, creative arts and transpersonal approaches. I work holistically, taking into account all the dimensions that makes us human. Stress and pain can cause us to shut down some of these parts, causing anxiety , depression and other symptoms. My work is about how we begin to understand and heal from this in order to reach our full potential.
020 3917 4538 View 020 3917 4538
Photo of Angie Wong, DCounsPsych, BACP, Counsellor
Angie Wong
Counsellor, DCounsPsych, BACP
Verified Verified
1 Endorsed
London W13
I am a qualified integrative transpersonal counselling therapist who uses a holistic approach incorporates body, mind and spirit to healing, growth and transformation.
As you have arrived at this page, I imagine you are looking for some help – either for yourself or someone you know? Sometimes it’s not easy to ask for help when we need it. Seeing a therapist can be a scary idea but I know that seeing one helped me through some difficult times. Counselling and psychotherapy offer a safe space for you to speak about your concerns and difficulties without being judged or criticised. Whatever your presenting issues, concerns or goals may be, I would like to reassure you that you will always be accepted and be treated as a unique individual.
I am a qualified integrative transpersonal counselling therapist who uses a holistic approach incorporates body, mind and spirit to healing, growth and transformation.
As you have arrived at this page, I imagine you are looking for some help – either for yourself or someone you know? Sometimes it’s not easy to ask for help when we need it. Seeing a therapist can be a scary idea but I know that seeing one helped me through some difficult times. Counselling and psychotherapy offer a safe space for you to speak about your concerns and difficulties without being judged or criticised. Whatever your presenting issues, concerns or goals may be, I would like to reassure you that you will always be accepted and be treated as a unique individual.
020 8103 8525 View 020 8103 8525
Photo of Jonathan de Oliveira, MBACP, Counsellor
Jonathan de Oliveira
Counsellor, MBACP
Verified Verified
London W5
Focusing on growth and becoming more of who you can be, facilitating the exploration of various topics including but not limited to: the connection between the body and mind; diversity issues which may include culture, race, gender and sexuality; trauma and abuse occurred in childhood or passed down the generations; the transpersonal; loss and grief.
An integrative therapist in private practice in Ealing, West London, W5 and Online. Within a therapeutic relationship, in a confidential, non-judgemental and safe space, we will explore whatever you are going through with empathy and compassion. I have worked with clients from a variety of backgrounds and cultures. I work in a client centred way which draws on a variety of perspectives tailored to your needs. I offer 50 minute sessions in English and Brazilian Portuguese on a short-term or ongoing basis. I have a background in teaching, mental health support and complementary therapies.
Focusing on growth and becoming more of who you can be, facilitating the exploration of various topics including but not limited to: the connection between the body and mind; diversity issues which may include culture, race, gender and sexuality; trauma and abuse occurred in childhood or passed down the generations; the transpersonal; loss and grief.
An integrative therapist in private practice in Ealing, West London, W5 and Online. Within a therapeutic relationship, in a confidential, non-judgemental and safe space, we will explore whatever you are going through with empathy and compassion. I have worked with clients from a variety of backgrounds and cultures. I work in a client centred way which draws on a variety of perspectives tailored to your needs. I offer 50 minute sessions in English and Brazilian Portuguese on a short-term or ongoing basis. I have a background in teaching, mental health support and complementary therapies.
020 3835 5362 View 020 3835 5362
Photo of Juan Michael Gonzalez, MUKCP, Psychotherapist
Juan Michael Gonzalez
Psychotherapist, MUKCP
Verified Verified
London NW2
My approach to therapy is grounded in Analytical Psychology and held in the wider framework of Transpersonal Psychology; which you may wish to know more about, or you might prefer to trust not-knowing and come into the process as you are.
The well-known Jungian Analyst Marion Woodman says, 'the process not the goal is everything.' Similarly, I do not offer quick fixes, goals or solutions. I offer to facilitate a process, your individual process, in resonance with what's true and right for you - as that emerges. As a result, a starting point for therapy is me getting to know you: what events or symptoms have prompted you to reach out; what struggles, fears or hopes do you bring and what do you feel comfortable to begin to share about your life story?
My approach to therapy is grounded in Analytical Psychology and held in the wider framework of Transpersonal Psychology; which you may wish to know more about, or you might prefer to trust not-knowing and come into the process as you are.
The well-known Jungian Analyst Marion Woodman says, 'the process not the goal is everything.' Similarly, I do not offer quick fixes, goals or solutions. I offer to facilitate a process, your individual process, in resonance with what's true and right for you - as that emerges. As a result, a starting point for therapy is me getting to know you: what events or symptoms have prompted you to reach out; what struggles, fears or hopes do you bring and what do you feel comfortable to begin to share about your life story?
020 3974 2414 View 020 3974 2414
Photo of Sarah Kelly, MBACP, Psychotherapist
Sarah Kelly
Psychotherapist, MBACP
Verified Verified
Rickmansworth WD3
Life can throw all kinds of events, expected or unexpected, at us. We experience those changes with a full range of emotions and sometimes it’s difficult to understand and acknowledge these feelings. We can choose to ignore them and gradually they start to affect the way we go about our daily lives. Others may notice the changes that we struggle to accept......With the right conditions and support you have the ability to harness your inner energy to regenerate and find new ways to grow and thrive once again. I offer you the space to explore, walking alongside you, supporting you safely on that journey.
Life can throw all kinds of events, expected or unexpected, at us. We experience those changes with a full range of emotions and sometimes it’s difficult to understand and acknowledge these feelings. We can choose to ignore them and gradually they start to affect the way we go about our daily lives. Others may notice the changes that we struggle to accept......With the right conditions and support you have the ability to harness your inner energy to regenerate and find new ways to grow and thrive once again. I offer you the space to explore, walking alongside you, supporting you safely on that journey.
01923 961405 View 01923 961405
Photo of Christian John Liberati, MBACP, Counsellor
Christian John Liberati
Counsellor, MBACP
Verified Verified
London Colney AL2
Perhaps you feel lost, ungrounded, unable to understand your emotional way of being and always seem to be at conflict with yourself and others in your life. Perhaps you suffer from anxiety, stress, OCD, addictions, lack of self-worth. Perhaps you are grieving a loss of a loved one, relationship break-up or a job. In these times of stress and anxiety, one needs to find one’s inner core strength to be able to be fully grounded and able to fully move into life with clarity and focus. With my counselling skills and our teamwork, you can become the person you were born to be.
Perhaps you feel lost, ungrounded, unable to understand your emotional way of being and always seem to be at conflict with yourself and others in your life. Perhaps you suffer from anxiety, stress, OCD, addictions, lack of self-worth. Perhaps you are grieving a loss of a loved one, relationship break-up or a job. In these times of stress and anxiety, one needs to find one’s inner core strength to be able to be fully grounded and able to fully move into life with clarity and focus. With my counselling skills and our teamwork, you can become the person you were born to be.
01275 408887 View 01275 408887

See more therapy options for Bushey

Transpersonal Counsellors

How does transpersonal therapy work?

Transpersonal therapy focuses on a patient’s spirituality and meaning in life. Transpersonal therapists might borrow from Eastern traditions as well as Western psychology. They may incorporate techniques including meditation, visualisation, hypnotherapy, dream analysis, and or breathwork to produce altered states of consciousness. The therapist helps the patient to access their consciousness and spirituality to work through difficult mental states.

How long does transpersonal therapy last?

Because the goal is to understand a person as a whole, including their spirituality, treatment can range from months to a year or beyond. While patients learn the philosophy behind transpersonal therapy during treatment, they can also practice its principles throughout life after therapy sessions have ended.

Is transpersonal therapy effective?

Patients have found success with transpersonal therapy; this method is useful in improving anxiety, depression, self-esteem, identity, fears, relationship problems, and other concerns. Improvements in problem areas can continue even after transpersonal therapy ends, as individuals can utilise the tools they’ve learned during treatment sessions.

What are the limitations of transpersonal therapy?

There is some research on the effectiveness of transpersonal therapy, but empirical support for this therapy approach is sparse. It does not have the robust evidence base of other forms of therapy, such as cognitive behavioural therapy or acceptance and commitment therapy.